Implications of macroeconomic risks on NHFC'S incremental housing finance in South Africa

نویسندگان

چکیده

Purpose The challenge of accessibility to adequate housing in several countries by a large percentage citizens has given rise different programs designed facilitate access affordable housing. In South Africa, the National Housing Finance Corporation (NHFC) was created provides loans low- and middle-income earners. Thus, purpose this study evaluate implication macroeconomic risk elements on performance NHFC incremental finance. Design/methodology/approach This used mixed-method approach examine time-series data over 17 years (2003–2020), relative selected indicators. Additionally, analysed primary from 2022 survey Executives. Findings found that finance addresses affordability gap, caters disadvantaged groups, adapts changing conditions can mitigate default risk. It also finds NHFC’s is premised behaviour drive its strategy Africa. Originality/value Unlike previous works finance, case considers trends when disbursing middle-level income earners as mitigation measure for African market. Its mixed method use quantitative qualitative allows robust insight into investment

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ژورنال

عنوان ژورنال: International Journal of Housing Markets and Analysis

سال: 2023

ISSN: ['1753-8270', '1753-8289']

DOI: https://doi.org/10.1108/ijhma-01-2023-0010